October 12th is tomorrow, Alipay will officially cash charges.
In accordance with the provisions before Alipay announced,For individual users exceeded the amount of free cash, Alipay will charge a service fee of 0.1% (with the same WeChat), individual users enjoy 20 thousand yuan per person a total free amount of withdrawals (WeChat 1000 yuan), the single service fee of less than 0.1 yuan to 0.1 yuan fee.
Alipay is now involved "to cash my bank card" and "transfer to the other bank card" two functions, the adjusted amount being beyond the free service fee will be charged in accordance with 0.1% of the amount of cash.
At the same time, the balance of treasure transferred funds will continue to be free, including transferred to my bank card, the balance transferred to Alipay, but Alipay from October 12th, the new balance of the balance of funds into treasure, only to out of balance, can not be directly transferred to the bank card.
It is worth mentioning that, in March of this year, WeChat has begun to collect 0.1% of the fee charged to the user, each user has a total of 1000 yuan free cash withdrawal limit.
Because Alipay and WeChat are prescribed "single service fee of less than 0.1 yuan, 0.1 yuan in charge", which means each user to pay at least 10 Fen withdrawals to Alipay or WeChat.
Earlier, WeChat announced that it has now said that the charges are not the pursuit of revenue, but for the payment of bank charges."
Alipay also said in the announcement, the reason is that the "comprehensive management fee costs rose faster, adjusted cash rules in order to reduce some cost pressures.
If you do not want to mention the present, do not want to pay the fee and how it should be?Before we have summed up, with the 8 strokes, you can avoid the impact of fees:
Method 1: spend money directly
You can use Alipay balance in money online, buy buy buy, buy online buy, don't worry about take off.
Method 2: the amount of free integral ant
20 thousand yuan free of charge after use, you can redeem the free quota with ants. 1 points =1 yuan free amount. Alipay consumer, can save the ant integral.
Method 3: clever use of the balance of treasure
With a bank card to buy the balance of treasure, the balance of treasure can be transferred to any of their own bank card. You can use your A card money to buy the balance of treasure, and then transferred from the balance of treasure to your own B card.
Method 4: used to buy financial products
Through the Alipay financial funds to redeem the balance of treasure or balance, then withdraw cash to my bank card is free, is not affected.
Method 5: use ant flower.
Buy things as far as possible the use of ant flower chant payment to the repayment date with the balance to spend. Eliminating the need for direct cash steps.
Method 6: open close pay
Let the other half open close pay, he can spend, you directly with his Alipay money in payment, to avoid the transfer between two people.
Method 7: used to also credit card
Alipay in the balance of the money can be used to have a credit card, is not for a fee.
Method 8: Alipay account transfer to others
To transfer the money to the other side, Alipay account, not the bank card. TA can directly take, can also take the service fee.