China's mobile payment to become a miracle, the popularity of services to Europe and the United States media shocked. While in China, Alipay and WeChat payment of the sweep payment to complete the defeat of Apple, millet and other manufacturers of mobile phone NFC pay, all pay two-dimensional code in the streets are also everywhere.
Interestingly, the sweep code paid to catch up with the NFC pay scene, also being staged in the United States. Third-party reports show that later entered the market Wal-Mart pay, relying on sweeping mode, has been catching up with Google's Andrews pay.
In the global mobile payment market, the main three players include Apple Payments, Andrews Payments and Samsung Payments. The three major payments are mobile phone hardware payment, relying on the NFC chip, the user only need to put the phone in front of the collection device, "touch" and then click on the fingerprint to pay.
However, there are indications that the mobile payment outside the market in China is slow, one of the reasons is that NFC mobile phone is not popular, while a large number of businesses do not want to spend extra money to upgrade to support NFC's collection equipment, Hardware payment is still very limited.
According to a number of foreign media reports, last year, the world's largest supermarket chain Wal-Mart also launched a mobile payment tool, Wal-Mart pay the use of WeChat to pay the same way of scanning, the software can be installed to the user's various brands of mobile phones, And the user in the Wal-Mart set up savings account associated.
Techno website Engadget quoted a research agency reported that Wal-Mart paid eight months after its launch, its use of the degree of activity has been more than Google Andrews pay, ranked third in the United States, after Samsung pay and Apple pay.
Also in the near future, Wal-Mart has introduced a new policy, users can apply for Wal-Mart credit card, and in the first time the credit card account and Wal-Mart payment account bundled, which will further encourage supermarket consumers to become mobile payment users.
Mobile payment market competition, companies are using the existing business advantages, crazy to promote the payment of products, such as Apple and Samsung Electronics have paid the software pre-installed to the mobile phone, compared to no substantial mobile phone business Google (Pixel sold very little), in the Andrews pay on the disadvantaged position.
Wal-Mart, although not the introduction of smart phones, but its distribution in the United States and around the world's massive supermarkets, to promote the payment of Wal-Mart tool. It is reported that Wal-Mart has paid nearly 5,000 Wal-Mart stores in the United States. In addition, Wal-Mart paid to analyze the user's shopping history data, make smart recommendations, which is also far ahead of the three major mobile payment.
The future, Wal-Mart payment will be out of the United States, including to China, including overseas markets, is still unknown.
According to foreign media reports, mobile payment in the overseas into a passive situation, one of the reasons is the NFC equipment, for many street businesses, they need to upgrade the traditional magnetic stripe card device to the NFC device, which is not a small Of the expenses, and some other "husband and wife" also need to carry out related technical training. In some media real experience reports, many businesses are still very familiar with whether they support mobile payments and how they operate.
As a comparison, by scanning the payment, businesses only need to provide a two-dimensional code can be, greatly reducing the hardware threshold.
In the Chinese market, sweep payment has been monopolized to pay the market, a number of mobile phone manufacturers and CUP cooperation launched NFC payment, suffered a major setback. Recently, CUP learned the lesson, also began to launch sweep payment, but in the payment market is also able to find a foothold, is still a huge question.
It is worth mentioning that, in the mobile phone hardware payment, Samsung Electronics has a unique support for magnetic stripe card credit card device advantage, which also makes the world a large number of old cash registers to support Samsung pay, magnetic field payment has become a Samsung Pay compared to Google and Apple's great advantage.