However, WeChat payment said in December this year, fee remission activities will be conducted: the total monthly repayment of 20,000 yuan per person, the full fee relief. In the meantime, the Company will also enjoy random reduction and exemption of handling fee from time to time.
In October 2015, WeChat announced that it will receive a transfer fee of 20,000 RMB per person per month (including WeChat transfer and face-to-face scan). The excess amount will be charged at 0.1% of the standard fee.
In March 2016, WeChat payment will stop charging fees for the transfer function, meanwhile, it will start to charge the cash withdrawal function. The withdrawal fee is charged at 0.1% of the cash amount, at least 0.1 yuan each. Each user can receive a free cash withdrawal of 1,000 yuan. (With identity card account to share free cash withdrawal of 1,000 yuan.)
Tencent said at the time: "The withdrawal fee is not a payment for the pursuit of revenue WeChat act, but for payment of bank charges."
The two provisions at the time caused controversy, causing many users questioned.
In September last year, Alipay announced the announcement that due to rising operating costs, in order to continue to provide users with more quality services, as of October 12, 2016, Alipay will allow individuals to exceed the free amount of withdrawals charged 0.1% Service fee, individual users each enjoy a total of 20000 yuan free cash withdrawal basis. After using the basic free credits, users can use ant credits to redeem more free cash.
However, at present, Alipay does not pay the repayment.
The following is a detailed description of the rules of credit card payment fees:
1, the total monthly repayment of 5,000 yuan per month, do not charge any form of fees;
2, multiple WeChat account under the same ID card, sharing a monthly limit of 5,000 yuan;
3, the amount of fees calculated accurately to 2 decimal places, the lowest 0.10 yuan;
4, the handling fee in the user repayment operation, together with the repayment amount to pay;
5, repayment for others, occupy the payer's repayment of free credits, do not take up the repayment side of the free amount;
6, from December 1, 2017 to December 31, 2017, carry out fee reduction activities: the total monthly repayment of 20,000 yuan per month, the full reduction of fees;
7, irregular fee deduction Discount: the use of scheduled financial repayments, or micro-credit card repayment platform for continuous repayment 3 months and above, from time to time to enjoy the random fee reduction and discount services.