A former bank executive said the two companies even tested a credit card at the time, but it was not fully promoted later, in part because Steve Jobs "hated" the refusal of customers to use the card.

By 2004, Jobs revisited the problem, and his idea was to create a credit card that would reward users with iTunes free music. Similarly, it has not achieved any results, this time becauseappleIt is not possible to negotiate the terms of this card.

Perhaps the most surprising thing about Apple's current Apple Card is that the company and Goldman Sachs seem to be laying a big net. Foreign media CNBC pointed out that some sub-borrowers are being approved to use such credit cards. A FICO score of around 620 (with a score range of 300-850, the higher the score means the user's credit risk is less), the user has been approved, and the party added that he was absolutely shocked by his approval.