21st century economic report reporter Jia Junhui Guangzhou reportAnother Internet company gains a payment license.
The 21st century economic report reporter noted that the Ningbo City Public Resource Trading Center was released in its official website. The equity is sold at a price of 117.96.55 million yuan, the transferor is the Yuyao China Plastic City Group Co., Ltd. and Yuyao China Plastics City Logistics Co., Ltd.
The reporter reviews the insufficient treasure found that the establishment of Yudi payment was established in July 2011, and the registered capital is 100 million yuan, which is a state-owned holding company specializing in the third party paying settlement business. Yuyao City Local Rican Yue Yao China Plastic City Group Co., Ltd. and Yuyao China Plastic City Logistics Co., Ltd. is the company's largest shareholder and the second major shareholder, respectively hold 56.5% and 9% respectively.
Shanghai Brane Entertainment was established in August 2005, it is a well-known video platform 哩 哩 Bilibili (hereinafter referred to as "B Station") subject operator. This means that Shanghai's wide entertainment will receive payment licenses in the B station while obtaining the absolute control of.
In fact, in November last year, the B station began recruitment of talents in the field, and clearly proposed that the candidates should "responsible for the design of the wallet design and payment related products, the core technology research and development of B station payment platform".
In January of this year, the B-station affiliate Shanghai Magic Power Information Technology Co., Ltd. completed the filing for domain names such as "bilibilipay.com" bilibilipilipay.cn "; June, B stations tested a red envelope called" Show Room Red Packet " Function.
According to industry, from the above series of actions, it does not rule out that the B station will continue to build your own payment website, and launch your own payment brand.
Currently, China Mobile payment is in a flourishing period. According to the data released by the China Internet Information Center, as of the end of June this year, my country's network payment users reached 872 million, an increase of 1.787 million last year, accounting for 86.3% of the entire netizens.
In the past two years, the US Mission, spells, the byte beating, fast hand, Huawei, many head Internet enterprises have obtained payment licenses through equity acquisitions, and pay the business. Before this, the old Internet giants such as Ali, Tencent, Baidu had already applied for payment licenses to regulatory.
In this way, for Internet companies, payments seem to be a business that has to be done. Prou Song Tao, director of the Software Research Office of the Software Research Institute of Saido, and the development of the digital economy, the most critical in the future industry development system is the flow of data, with data flow is the flow of funds, and Payment created a pipeline of funds.
"Payment is both the starting point of the transaction, and it is the end of the transaction. On this basis, it can do a lot of value-added financial services." Bo Tong Consulting the Senior Analyst of Financial Industry said in an interview with a reporter that B station operates the main body to buy payment licenses Other financial services can be carried out for the payment for the entrance to help B stations open their own profit space, and there is no harm to it.
The reporter noted that the B station's investment field is very broad, but mainly in the game, anime, clothing, cars, consumption industries. Compared to other Internet companies, B stood in the layout of the financial sector is quite poor. Perhaps, after obtaining a payment license, the B station will open its own financial map.
However, Wang Pengbo also pointed out that the B station operates the main body to obtain payment licenses, more or the supplement to its own ecosystem, short-term will not affect the industry, "Although the B station has been prepared, but to reheass To combine, you still need a certain time to comb. "
At present, virtual coins circulating on B stations are mainly "B currency" and "shells", where B coins are prepaid credentials for the purchase of virtual goods on the B station platform, only for various virtual products and value added on the platform. Service, shells are the benefits of the B station platform to the UP main. In the absence of payment licenses, B-coin election and shells need to be paid with third-party payment channels, but this needs to pay a certain service fee to third-party payment agencies.
In recent years, with the expansion of business scale, transaction data is increased, and the cost of service costs related to B station is also increasing. According to the B station, the payment service fee to third-party payment institutions over the past three years is 10.8 million yuan, 26.8 million yuan, 42 million yuan.
In addition to the continuous service expenses, depending on the third-party payment channel is also accompanied by some potential risks. "At present, if the platform does not have its own payment license, use a third-party payment solution to be more mature, but it is also very susceptible to 'second Qing'," Wang Pengbo said to reporters, from compliance considerations, payment and other financial services It is necessary to operate. In his opinion, the B station operates the main bodies to pay the license, first is the supervision compliance consideration, and the second is to expand its business on the basis of compliance.