Home > News content

Deposit time coin pension, what is the upcoming "time bank" in Beijing?

via:爱范儿     time:2022/1/21 6:06:20     readed:102

According to the data of the seventh census in 2020, among the national population, the population aged 60 and above is 264 million, accounting for 18.70%, of which the population aged 65 and over is 191 million, accounting for 13.50%.

According to the standards proposed by the United Nations in 1956, when the number of elderly people aged 65 and above in a country (region) accounts for more than 7% of the total population, it means that the country (region) has entered an aging society. That is to say, China's population structure has not only entered the aging, but also may transition from mild aging to moderate aging in a very short period of time.

Image courtesy of Xinhuanet

Accelerated aging has spawned a great demand for pension services, so how to better combine family pensions with social pensions to meet the needs? It is an urgent problem that needs to be solved. At the two sessions that ended recently, the government work report clearly proposed the development of the "time bank" mutual assistance pension model as a task of the municipal government. After that, Beijing launched a new measure to alleviate the pressure on pension services - time bank.

Image courtesy of: Beijing time

In the "Beijing Pension Service Time Bank Implementation Plan (Trial)" that will be implemented from June 1, 2022, it can be seen that the "time bank" is a "time for time" model, in fact, this public welfare mutual assistance pension model, which has been practiced abroad, has also entered China in the last century, and Shanghai, Wuhan, Nanjing and other cities have been implemented on a small scale.

According to Beijing's Implementation Plan, permanent residents of Beijing who are at least 18 years old, enthusiastic about public welfare undertakings, and physically and mentally healthy, or who are under the age of 18 in Beijing who participate in volunteer services for the elderly under the leadership of their guardians, can become volunteers and establish corresponding personal accounts in the "Time Bank".

Image courtesy of: Jiangnan Times

Volunteers can obtain "time coins" by providing pension volunteer service time, and for each hour of service, they will receive 1 "time coin" and deposit it into their personal account, which can be used to exchange for related pension services and be deposited and exchanged throughout the city. Accumulating 10,000 (10,000 hours ≈ 416 days) can also be accommodated in public pension institutions. Volunteers can redeem services of the same length after the age of 60 for their own use, or they can give them to their parents, grandparents and other immediate family members, so that their relatives can enjoy the service.

The service content of "Time Bank" mainly includes eight categories: emotional comfort, assistance services, travel accompaniment, cultural and sports activities, health science popularization, legal aid, training seminars, and guidance on preventing financial and network risks. Each district will also optimize the service content of the "Time Bank" according to the actual situation of the elderly in the district and the professional characteristics and distribution of volunteers, and launch service items that meet the needs of personalized services.

Image from: Beijing News

Li Hongbing, deputy director of the Beijing Civil Affairs Bureau, mentioned that the purpose of launching the "Time Bank" for elderly care services is to encourage and support the whole society to provide volunteer services for the elderly, and to promote the resources generated by this service to form a sustainable cycle among individuals, families and society. In other words, the "time bank" to some extent just makes up for the shortage of personnel in the current pension service.

According to the idea of the "time bank" when formulating, time can generate exchange value, turning services into mutual assistance and cooperation, which can greatly mobilize people's enthusiasm and let more volunteers participate in old-age services, thereby alleviating the shortage of nursing staff and other problems. Although the idea is good, it is not easy to realize.

The basis of the mutual assistance model of the "time bank" actually has certain requirements for people's ideological consciousness. There is a need for a sense of obligation and identity, and if it is lacking, it will be difficult to organize and participate. And the reward mechanism currently set looks at more than ten years or even decades later, and is also a challenge to the trust of society.

Image courtesy of China Daily

For the more core part of the "time bank", there are also many people who have concerns, such as the standardization of the service and whether it can run stably for a long time.

Regarding the standardization of the "time bank", the current plan of Beijing is to adopt Internet +, big data, artificial intelligence and other means to accurately connect supply and demand information through information management platforms such as WeChat Mini Programs or APP, and adopt "intelligent" supervision of services.

For example, the information management platform is used to log in, authenticate, publish information, record time and other operations; for volunteers participating in multiple services at the same time, high-frequency two-way service, abnormal late-night service, "time coin" frequent gifts and other abnormal situations, the account will be reminded and tracked to prompt and track service behavior. If fraudulent conduct is verified, measures such as canceling the qualification for the identification and recording of information on volunteer service for the elderly and including it in the list of untrustworthiness of Beijing elderly care service institutions will be taken.

In addition, in the current scope of services covered by "Time Bank", volunteers who are involved in professional services such as finance and law should have corresponding qualifications.

Image from: Beijing News

Questions about how to ensure the security of the continuous operation of the "Time Bank". Li Hongbing introduced: This year's government work report will take the "time bank" as a task of the municipal government, and the risks it faces will be designed accordingly in advance and in the event.

He also mentioned that with the endorsement of the government's credibility, on the basis of the underlying logic of today's release plan, the specific measures in the future will be continuously updated. For the daily management and implementation of supervision of the time bank, there should be capital preparation, and it is called to complete multi-channel fundraising through social donations to resist the operational risks of the time bank.

translate engine: Bing

China IT News APP

Download China IT News APP

Please rate this news

The average score will be displayed after you score.

Post comment

Do not see clearly? Click for a new code.

User comments