A few days ago, CCTV Finance reported an incident about the "pit people" of the rental business.
Among them, Xiao Li rented 490 yuan per month, divided into 12 months,A total of 5880 yuan, leased a mobile phone with a market price of about 3000 yuan, the rent was as high as 1.96 times the price of the mobile phone.
CCTV reporters found during the visit that mobile phone sales stores have gathered near many industrial parks in Suzhou.Many stores have hung up the signboard of "over 16 years old, mobile phone 0 yuan to take away" and "mobile phone 0 yuan rent" in a conspicuous position.The reporter randomly walked into several stores for consultation.
The clerk told reporters that behind the 0 yuan purchase is the Hi rent platform, which can be rented after 16 years old, but more than 20 years old, the probability of passing the audit is relatively small.
The reporter found that the Hi Rent platform passed the preliminary data review,Young tenants between the ages of 16 and 20 are strictly screened.
At the same time, the reporter noticed in a free rent quotation table released by the Hi rent platform that the minimum monthly rent is 301 yuan, and the minimum lease period is 9 periods as an example.The rent of a mobile phone is as high as 2709 yuan, while its official public price is only 1399 yuan, and the rental ratio reaches 193% of the selling price.
For this kind of practice of specifically looking for teenagers to pit people, many netizens have expressed great anger, believing that businesses have no bottom line.
Some lawyers have said that this method is essentially a kind of capital lending behavior.The corresponding interest rate, if higher than 36%, is legally unprotected and may be suspected of usury.
For consumers, we must be vigilant about any business on finance and loans, the original advanced consumption is not a good consumption habit, if it is pitted, it will be more than worth the loss.